Have you ever thought about why people need to manage their finances? The phrase ‘if you don’t manage your finances, your finances won’t manage you’ is often heard, but how exactly should one manage them? Every month, should you save money, put it in the bank, invest in stocks, or buy real estate for preservation? There are many financial management methods in the market, each with its pros and cons, but they seem to overlook the most basic concepts of financial management.

This talk will delve into the misconceptions about financial management from a basic to advanced level and provide direction for everyone to think about how to live without worries in the future.